A bit clumsy. Suits your needs, but leaves something to be desired.
While Eurostars Wall Street is by no means a "bad" hotel, it is difficult to grasp just how it managed to earn its 3½ star distinction on TripAdvisor. Hotels of superior quality in the Financial District have similar ratings, while having earned those ratings with their wide variety of appealing and functional amenities. Unfortunately, our high hopes for Eurostars Wall Street - which we based primarily on the photographs made readily available online - went largely unmet.
Last week, a friend and I decided to travel from California to the Big Apple to take in a concert. Having never been to New York, I was pretty oblivious when it came to choosing the right hotel accommodations in my price range. After doing exhaustive research on my own - which yielded mixed results - I gave up and let Hotwire do the picking for me, which matched me up with EuroStars Wall Street. Despite reading some reviews that made me more than apprehensive, I tried to stay upbeat concerning its potential and promise.
Upon arrival, the jovial front desk staff greeted us warmly and supplied us with our room keys, which expedited the overall check-in process. While in the lobby, it becomes immediately clear that photographs online obscure certain details of the facilities, most notably the size of the hotel itself. While this does not reflect on the integrity of the place, we were certainly taken back by it. Perhaps our own inclination to believe everything in New York is big, with its larger-than-life buildings and sky-high monuments, played a role in our ignorant befuddlement..? Your guess is as good as mine.
Maybe it was their off-season, or it's possible we came and went at odd times, but the hotel itself seemed to be a virtual ghost town. During our three night stay, we only ever saw three to four guests congregated in the lobby, or waiting to check in/out. While in our room, we only ever heard one other guest coming and going on our floor. The bar and restaurant - touted by some TripAdvisor reviewers as being of exemplary quality - was positively deserted. Again, who knows why this was the case but, whatever it was, we found it strange.
Once in the elevators, the presence of a biting cigarette odor quickly became apparent, and the source became even clearer once we stepped out of the elevator and into the narrow hallways. It would seem that smoking and non-smoking rooms share floors, and that residual smell from the smoking rooms bleeds out into the halls. I'm not really picky, nor would I bother to complain to the front desk about something so seemingly inconsequential, but it's worth noting in this review for the sake of travelers boasting sensitive noses, pesky allergies, or a militant disdain towards the stench of cigarette smoke.
In hindsight, I've had a difficult time figuring out just what about our room fell short. Despite some sort of chemical or ever-present water stains to the bathroom counter top, my room was quite clean. However, I have to throw my weight behind some of the previous reviews that make note of the low quality carpeting. It was a peculiar choice for a hotel that postures itself as somewhat high-end, no doubt in an effort to keep in step with competition in a predominantly upscale business district.
Stylistically, the rooms come together nicely. A minimalist theme takes shape, with emphasis placed on solid black-and-whites in furniture, curtains, and bathroom fixtures. A comfortable futon-style bed, as well as a very modern bathroom sink immediately catch the eye. However, upon closer inspection, wear-and-tear and shoddy workmanship from previous remodels becomes visible; including, but not limited to, inexplicable dead spots under the carpeting. Holes in the floor seem to have been carpeted over and left entirely unfilled. I would imagine this sort of thing could pose a bit of an injury concern for older guest which, in turn, should raise liability concerns for the hotel owners. 
Issues like the aforementioned are unfortunate, since the overarching theme of the hotel - at least in theory - is spectacular. It simply has a ways to go before it can be placed in the same stratum as its high priced pseudo-contemporaries. 
Located within short walking distance of the subway, as well as right down the street from Seaport for myriad shopping and dining options, Eurostars Wall Street is tucked away in arguably one of the cleanest and safest parts of New York City. If you're bringing children along, this is a wonderful neighborhood (in New York City terms) that you don't have to be wrought with worry over. McDonald's, Subway, Starbucks and Duane Reade (a CVS or Walgreens-type drug store, for my fellow ignorant west coast folk) are only a few minutes walking distance away. Cab rides from JFK to Eurostars Wall Street are a flat rate of $45 (tip not included) if you request non-toll roads.
If you're looking for a no-frills, bare bones sort of hotel at a quality price, in what is traditionally considered an exorbitantly priced area, this hotel should certainly appeal to you. It has seen better days, and has its share of dinginess and stains on carpets and walls, but you will get a quiet nights sleep (save for the all-too-familiar New York City street noise). If you require the finer things in life, or expect access to things like a gym or pool, you should consider looking elsewhere. 
Again, this hotel is not bad by any means. It's very ambitious but, if anything, it's simply a tad underwhelming for the price tag.