Wall Street Inn is a Jem
This small, 46 room, hotel in lower Manhattan is a great alternative to the big chains. The rooms are good size (for NY) and the price is equal or less than the going rate at other nearby establishments.
It feels like a European hotel (partly becuase of the classic architecture and it's that it borders Stone St, which is the 1st cobbled street in NY) and, although there is no bar or restaurants on site, you are close to some great places like Harry's.
This is my go to place if I am visiting the Wall Street/ Water Street area. Very comfortable.